Tennessee vs Kentucky: Security Deposit Laws Compared
By Tenant Know-How Editorial TeamLast updated 3 min read
| Aspect | Tennessee | Kentucky |
|---|---|---|
| Return Deadline | 30 days | 60 days |
| Maximum Deposit | No cap | No cap |
| Itemization Required | Yes | Yes |
| Interest Required | No | No |
| Statute | Tenn. Code § 66-28-301 | Ky. Rev. Stat. § 383.580 |
| Penalty for Violation | Wrongfully withheld amount plus attorney's fees for bad faith. | Tenant may recover wrongfully withheld amount. |
Which state is more tenant-friendly?
“Tenant-friendly” depends on which factor matters most to you. A shorter return deadline favors tenants who want their money back fast. A lower maximum deposit favors tenants moving in. Stronger penalties for violations help if you end up in a dispute. Required interest helps over long tenancies.
For a typical renter, the most-watched signal is the return deadline. By that measure:
- Tennessee: 30 days to return (Tenn. Code § 66-28-301)
- Kentucky: 60 days to return (Ky. Rev. Stat. § 383.580)
What you need to know about each state
Tennessee
Tenant has right to inspect and sign itemized list. If tenant refuses, landlord must file with court.
Full Tennessee security deposit law →
Kentucky
Landlord must maintain itemized list of damages for tenant inspection.
FAQ
Which state is more tenant-friendly for security deposits, Tennessee or Kentucky?
Tennessee requires landlords to return deposits within 30 days, while Kentucky requires 60 days. Tennessee has the shorter deadline, generally favoring tenants. Other factors like maximum deposit caps and statutory penalties also matter — see the comparison table below.
What is the difference in maximum security deposit between Tennessee and Kentucky?
Tennessee: No statutory cap. Kentucky: No statutory cap.